What are the 2026 federal tax brackets?

The 2026 brackets range from 10% to 37% depending on your income and filing status. These are projected brackets adjusted for inflation. The rates are: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. Only the income within each bracket is taxed at that rate.

What is the difference between marginal and effective tax rate?

Your marginal tax rate is the rate on your last dollar of income (the highest bracket you reach). Your effective tax rate is the average rate you actually pay — total tax divided by total income. In a progressive system, your effective rate is always lower than your marginal rate.

FICA (Federal Insurance Contributions Act) tax funds Social Security and Medicare. For 2026, employees pay 6.2% for Social Security (on income up to the wage base limit) and 1.45% for Medicare (on all income). High earners pay an additional 0.9% Medicare surtax above certain thresholds.

Does this include state taxes?

No, this calculator only calculates federal income tax. State tax rates vary widely — some states have no income tax, while others have rates up to 13%. Check your state tax agency for state-specific calculations.

US Tax Bracket Calculator

See exactly which tax brackets you fall into with progressive visualization, marginal and effective rates, and FICA tax breakdown.

Taxable Income ($)

Income after deductions (AGI minus standard/itemized deductions)

Tax Year

Total Income Tax

Marginal Rate

Effective Rate

Take-Home Pay

Social Security (6.2%)

Medicare (1.45%)

Medicare Surtax (0.9%)

Total FICA

Tax Bracket Breakdown

Bracket	Income Range	Tax in Bracket	% of Total Tax

Progressive Tax Visualization

Each block represents a tax bracket. The filled portion shows how much of your income falls in each bracket.

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How to use US Tax Bracket Calculator

Select your filing status (Single, MFJ, HoH, or MFS).
Enter your taxable income (after deductions).
View your total tax, marginal rate, and effective rate.
See the bracket breakdown showing tax owed in each bracket.
Review FICA taxes — Social Security, Medicare, and surtax.
Explore the progressive visualization bar chart.

What is US Tax Bracket Calculator?

This tax bracket calculator shows you exactly how your federal income tax is calculated using the progressive US tax system. It breaks down your taxable income across the 2026 tax brackets (10%, 12%, 22%, 24%, 32%, 35%, 37%) for your filing status.

You also get FICA tax calculations including Social Security (6.2% up to the wage base limit) and Medicare (1.45% plus 0.9% surtax on high earners). The visual bar chart helps you understand how progressive taxation works — only the income in each bracket is taxed at that rate.

FAQ

What are the 2026 federal tax brackets?: The 2026 brackets range from 10% to 37% depending on your income and filing status. These are projected brackets adjusted for inflation. The rates are: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. Only the income within each bracket is taxed at that rate.
What is the difference between marginal and effective tax rate?: Your marginal tax rate is the rate on your last dollar of income (the highest bracket you reach). Your effective tax rate is the average rate you actually pay — total tax divided by total income. In a progressive system, your effective rate is always lower than your marginal rate.
What is FICA tax?: FICA (Federal Insurance Contributions Act) tax funds Social Security and Medicare. For 2026, employees pay 6.2% for Social Security (on income up to the wage base limit) and 1.45% for Medicare (on all income). High earners pay an additional 0.9% Medicare surtax above certain thresholds.
Does this include state taxes?: No, this calculator only calculates federal income tax. State tax rates vary widely — some states have no income tax, while others have rates up to 13%. Check your state tax agency for state-specific calculations.

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Author

Omar Hassan"The Number Cruncher"

Engineer & Unit Conversion Specialist

Omar is a mechanical engineer by training and a unit-conversion enthusiast by passion. He's built calibration systems for aerospace manufacturers.

📖 US Tax Bracket Calculator on Wikipedia · Calculators & Converters on Wikipedia · US Tax Bracket Calculator on Britannica

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