finance

Calculate monthly EMI, total interest, and total payment for any loan. Free online loan calculator with amortization breakdown.

Calculate compound interest with optional monthly contributions. See final balance, total interest, and a year-by-year breakdown table instantly.

Calculate your monthly loan EMI, total interest, and total repayment right in your browser. Free, no sign-up required.

Calculate UAE end-of-service gratuity per Federal Decree-Law No. 33 of 2021. Input basic salary, years of service, contract type, and termination reason.

Convert annual or monthly salary to hourly, daily, weekly rates. Includes optional tax rate for pre and post-tax comparisons. Multiple currency support.

Calculate ROI percentage, annualized ROI, CAGR, and net gain from initial investment and final value. Visual bar chart comparison and step-by-step breakdown.

Free online VAT calculator with country presets for UAE (5%), Saudi Arabia (15%), GCC, UK, EU, India. Calculate VAT inclusive or exclusive. Copy results instantly.

Free online Zakat calculator for Muslims. Calculate 2.5% zakat on cash, gold, silver, stocks, and business assets. Nisab threshold check with gold/silver prices.

Calculate UAE end-of-service gratuity under Federal Decree-Law No. 33 of 2021. Date-based calculation with contract type, leave encashment, repatriation, and 8-currency conversion.

Estimate your Dubai DEWA utility bill. Calculate electricity (slab rates), water, fuel surcharge, and housing fee for apartments and villas. Updated for 2025 rates.

Compare Islamic (Murabaha/Ijara) vs conventional mortgage side-by-side. Sharia-compliant cost-plus-profit model. Includes amortization schedule and financing type explanations.

Calculate VAT for all EU-27 countries plus UK, Switzerland, and Norway. Add or remove VAT with up-to-date 2026 rates. Free online European VAT calculator.

Calculate your UK take-home pay for the 2026/27 tax year. Includes income tax, National Insurance, pension contributions, and student loan repayments.

Convert between 30+ world currencies with mid-2026 exchange rates. EUR, GBP, CHF, USD, AED, SAR and more. Free, instant, client-side currency converter.

Compare electricity costs across all EU countries plus UK, Norway, and Switzerland. Enter your monthly kWh usage to see costs ranked by country with CO₂ estimates.

Generate fake IBANs with valid MOD-97 check digits for 19 countries. For testing and development — not real bank accounts.

Validate IBANs using the official mod-97 checksum. Supports 80+ countries. Free, instant, and runs entirely in your browser.